Free Freelancer Rate Calculator
Price with confidence by factoring taxes, overhead, and realistic billable hours.
No sign-up required. 100% free to use.
Try the Freelancer Rate Calculator
Enter your target annual income, tax rate, overhead, and expected billable hours to get a sustainable hourly rate.
Freelancer Rate Calculator
Inputs
Results
Weeks Worked
48
Billable Hours
1440
Target Gross
$132,000.00
Required Hourly Rate
$91.67
How this works
- Hourly = (Income × (1 + overhead)) ÷ billable hours.
- Consider buffer for admin, marketing, revisions.
- Account for vacations, holidays, and non-billable time.
Learn more: Set Your Freelancer Rate Right—Use Our Calculator to Avoid Undervaluing Your Time
How to use it
- Target income: What you want to take home yearly.
- Tax rate: Include federal, state, and self-employment estimates.
- Overhead: Software, gear, health insurance, and other monthly costs.
- Billable hours: Realistic hours you can invoice after admin time.
Adjust overhead or billable hours to see how your rate should move for a profitable business.
Popular uses
- New freelancers setting first rates with taxes baked in.
- Agencies checking if subcontractor rates are sustainable.
- Creators pricing packaged services or retainers.
Freelancer Rate FAQ
How many hours should I mark billable?
Most solo operators invoice 50–70% of their working hours. Start conservative, then revisit after a month or two.
Does this include profit?
Yes. The calculator bakes profit into your target income so you are not just covering costs.
Do I need an account?
No. It is free and runs instantly in your browser.
Want more pricing tools?
Explore More FWV Calculators