Mortgage Payment — Guide
Proverbs 24:27 — “Prepare your work outside; get everything ready…”
What it does
Breaks your payment into principal & interest plus taxes, insurance, PMI, and HOA so you see both P&I and an estimated all-in monthly payment.
Key inputs
- Home price, down payment, loan term, interest rate
- Property tax (annual or monthly), homeowners insurance (annual or monthly)
- PMI (annual or monthly), HOA (monthly)
Tips
Toggle annual vs monthly for tax/insurance/PMI to match your statements. Longer term lowers payment but increases total interest; try rate, term, and down-payment scenarios to find your comfort zone.
Open the calculator
Free calculator unless your plan gates it.